Florida may not be the most expensive state in the country to buy homeowner insurance, but it ranks above the national average of second place. The average cost of home insurance in Florida is $1,777 a year, making it the second most expensive state for homeowners. Florida's homeowners insurance premiums are much higher than in other states, with the national average of $2,951 a year for 162 months well above the national average.
To find a policy that offers the best value for money, you should compare different types of policies from different insurance companies to make your choice. Use Insurify as a single insurance shop to compare homeowner policies with top insurers. As agents are not bound to a single insurance company, they can shop freely to find the best cover. What can you expect from your standard home contents insurance when taking out a policy, including the cost of premiums, deductibles, co-insurance and other costs?
Our agents are able to obtain custom-made Hialeah insurance from a range of highly rated providers, so you can choose the right policy for you and your family.
Compare hundreds of homeowner insurance policies to get a free, no-claims-fee quote in just 60 seconds. Compare by calling or comparing multiple insurance agents and companies at the same time.
Insurance offers for homeowners in Florida include enhanced insurance options such as life, disability and property insurance, as well as a variety of other benefits. We provide a full list of various home contents insurance policies that can list options for Florida homeowner insurance and help you apply for available discounts. You can live in a house with different types of insurance and a different level of insurance than you.
Take a look at the chart below, which compares the average home insurance premiums in Hialeah to help you get as much information as possible when you begin your search for homeowner insurance. If you are looking for home contents insurance for your home in Florida or Florida in general, have a look at our table below. Check out our full list of Florida home insurance premiums for homeowners and property insurance.
The study found that Tamiami had the most expensive home insurance premiums in the city at $1,076 a year, with Spring Hill having the cheapest rate at $0.016 a year. The provider with the next cheapest price is Hialeah Gardens Home Insurance, which is available to those looking for home contents insurance. They offer replacement cover, which means your insurance claim will cover the cost of getting a new item in the event of loss.
If your home is insured for $200,000 and you have a $2 hurricane deductible, your insurance will step in as soon as you pay the $4,000 deductible. This means your agent can help you add affordable flood insurance to your Hialeah home's insurance. Your broker may even get a discount by bundling the protection for second homes or holiday lets into the same policies for your home. Insurers can waive late fees or give you more time to pay your home insurance bills.
Pooling multiple policies with the same insurer can help to reduce your cost of living without compromising your insurance needs. Talk to your insurer about other products you can combine with your home insurance to save money.
You will also be assigned one of our licensed home insurance experts to help you answer any questions you may have about your insurance coverage.
One of the most common questions we get from Hialeah homeowners is what they are currently paying for this year's home insurance and what other homeowners in Miami-Dade County are also paying. The insurers we contact usually have to take a number of factors into account when calculating the cost of your Hiawatha Home insurance premium. Percentage - Deductibles are the amount of money your home is insured for in addition to your monthly insurance premiums.
Hialeah seniors pay $3,714 in insurance compared to Pembroke Pines High School seniors with a typical insurance rate of $2,921. Hialahitian teens pay about $6,325 in insurance, and Hiawatha men pay a "typical" insurance rate of $4,141, according to the Miami-Dade County Department of Insurance.
Miami - Dade County has the highest cost of home insurance, with St. Johns having the lowest premium at $1,010 a year. For example, residents of Hialeah's 33015 postcode pay more than twice as much for insurance as residents of 33012, which is the city's "most expensive" district in terms of car insurance.
Postcodes make a difference in car insurance costs, but the biggest benefit of safe and defensive driving is lower car insurance premiums, as infractions increase the cost of car insurance. Car insurance rates in Hialeah contribute to the high cost of home insurance in Miami-Dade County and St. Johns County.